About Us
Life Estate was built on a vision of providing a better quality of life in retirement for all Australians. No matter what your ideal retirement looks like, we’re committed to helping you realise it.
We’re a specialist provider of retirement housing solutions for Australians. Our home equity release and affordable housing solutions pioneered the use of legal Life Estates, delivering first-of-their-kind solutions in the Australian market. We’ve also developed a first in market solution for our investment partners to gain exposure to Australian retirement real estate.
At Life Estate, we’re committed to developing the most innovative retirement housing solutions and delivering them to your through our Sydney-based team in a simple, transparent and trusted manner.
We believe that it’s only through challenging the status quo and finding new and better retirement housing solutions that we can deliver the best outcomes to you, and deliver you the financial secure, debt-free retirement that you deserve.

Welcome to Life Estate! I can’t tell you how thrilled I am that you’re considering our retirement housing solutions or becoming an investment partner.
I founded Life Estate after hearing countless stories about Australian’s who had worked hard their entire lives but couldn’t enjoy a fulfilling retirement.
No matter your situation, whether you’re looking to access an affordable home or unlock your equity to ease cost-of-living pressures, pay an early inheritance and be around to see the difference it makes, make exciting new travel plans or simply start ticking off your bucket-list, I want to help you.
I want your retirement to be the most fulfilling and best it can possibly be. It’s why I started this business and why our team works diligently every day to deliver innovative retirement solutions. We’re committed to providing seamless, transparent and trust solutions to retirees and our partner investors.
I look forward to meeting you and welcome you to get in contact to understand how our solutions can assist you living your retirement to the fullest.
Kind Regards,

Nicholas Allan – Founder / CEO
Our mission at Life Estate is to ensure every Australian retiree has the ability to maximise their living standards in retirement. We’re committed to developing and delivering innovative products as we strive towards this goal of a better retirement, for all Australians.
At Life Estate, our team prizes three core values above all else.
Trust – We believe trust is the foundation upon which every successful relationship is built. It is of critical importance that all of our dealings with our clients instill trust and confidence.
Transparency – We are committed to maintaining an open dialogue with our clients. Our goal is to ensure that every aspect of our product and process is clearly communicated and understood. We believe transparency fosters trust and helps us build better relationships with our clients.
Simplicity – We strive to deliver innovative products which are simple to understand. We believe that simplicity is the key to effective communication and user experience.
Trust is built through transparency in our dealings and simplicity in our products and communication. Each of these core values is critical to and reinforces each other, creating a environment where trusted relationships can flourish.